Wealth Management Services
We guide you through a step-by-step process of developing a customized financial plan that will help you feel confident in your decisions.
Through my association with Cetera Financial Specialists LLC and Cetera Investment Advisers LLC, we provide solutions to help achieve financial goals that are important to my clients.
Comprehensive Financial Planning – A minimum of three planning topics are addressed in a strategic financial plan designed to help Clients achieve both their short- and long-term goals. Planning topics may include: accumulation goals, retirement, asset allocation, life insurance needs, college savings, long term care, disability and estate planning.
Fee-Based Asset Management Services - Strategic and Tactical
No single approach to asset allocation is right for all investors or market conditions.
Where prevailing economic winds are driving strong bull market returns, a strategic asset allocation approach that attempts to capture as much as possible of the market may be recommended.
Where there are bear market headwinds and choppy waters (volatile markets), a tactical asset allocation approach may be more appropriate.
As part of a long-term disciplined plan, multiple asset allocation approaches at the same time may be recommended depending on clients’ specific risk tolerances and investment objectives.
A core group of fully vetted Wealth Managers, I call them our Strategists, share our desire to create better outcomes for investors. This select group allows us to choose between a strategic, tactical, enhanced passive, income or alternative strategy, or an approach utilizing a combination of strategists. They are:
- Wilshire Funds Management (Wilshire)
- UBS Global Asset Management (UBS)
- Sage Advisory Services (Sage)
- Tower Square Investment Management
- Portfolio Advisory Services (PAS) - managed by Dimensional Fund Advisors (DFA)
Dimensional Fund Advisors' innovative, disciplined investing approach can add value relative to your important goals while managing risk and minimizing costs.
The following links to brief 3 to 4 minute videos will give you more insight into DFA and investing.
The Power of Markets:
How Much Do I Need To Retire:
To learn more about Wealth Management Services, call 973 744 -2262 or e-mail firstname.lastname@example.org.
Investors should consider the investment objectives, risks and charges and expenses of the funds carefully before investing. The prospectus contains this and other information about the funds. Contact George DeFilippis at 24 Carolin Rd., Montclair, NJ 07043-2224 or (973) 744-2262 to obtain a prospectus, which should be read carefully before investing or sending money.